Exhibit 99.1 Interim Consolidated Financial Statements July 31, 2025 (Unaudited) 1 VERSABANK Consolidated Balance Sheets (Unaudited) (thousands of Canadian dollars) | | | July 31 | | October 31 | | July 31 | | --- | --- | --- | --- | --- | --- | --- | | As at | | 2025 | | 2024 | | 2024 | | Assets | | | | | | | | Cash | $| 460,312 |$ | 225,254 | $ | 247,983 | | Securities (note 4) | | 160,136 | | 299,300 | | 153,026 | | Credit assets, net of allowance for credit losses (note 5) | | 4,778,316 | | 4,236,116 ...