TABLE OF CONTENTS Washington, D.C. 20549 AMENDMENT NO. 2 TO FORM S-1 As filed with the U.S. Securities and Exchange Commission on June 13, 2025. Registration No. 333-287488 UNITED STATES SECURITIES AND EXCHANGE COMMISSION REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Jefferson Capital, Inc. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 6153 (Primary Standard Industrial Classification Code Number) 33-1923926 (I.R.S. Em ...