业绩总结 - Q2 2021总收入为1600万美元，同比增长10%[8] - Q2 2021净收入为570万美元，同比增长12%[8] - Q2 2021核心现金收益为790万美元，同比增长12%[8] - Q2 2021每股基本和稀释净收入为0.25美元，同比增长14%[8] 资产与负债 - 截至2021年4月30日，总资产为21.4亿美元，同比增长9%[13] - Q2 2021贷款组合创纪录，达到18.2亿美元[22] - Q2 2021现金余额为2.72亿美元，占总资产的约13%[14] - Q2 2021的CET1比率为12.52%，较2020年下降98个基点[13] - Q2 2021信用损失准备金（PCL）为平均贷款的0.08%[17] 资金成本 - Q2 2021资金成本为1.28%，较Q1 2021下降14个基点[18]

VersaBank (VRRKF) Q4 2020 Earnings Results Conference November 25, 2020 9:00 AM ET Company Participants David Taylor - President & Chief Executive Officer Conference Call Participants Stephen Boland - Raymond James Greg MacDonald - LodeRock Research Peter Leacock - CIBC Wood Gundy (Transcript provided to Seeking Alpha by the company.) Operator Good morning, ladies and gentlemen. Welcome to VersaBankÂ's Fourth Quarter 2020 Financial Results Conference Call. This morning, VersaBank issued a news release repor ...